My dad and I sat slouched over his computer on a warm summer night a few months before the start of my junior year of college. We had been browsing my school’s financial aid website crunching every number. We were trying to squeeze me through college on the thinnest budget possible.
It had been an inevitability that I would incur some debt before I finished my education. By no stretch of the imagination do I come from modest means, but my family is too rich to be poor and too poor to be rich. Thus, we have lived in the precarity of a middle-class American household.