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Student Debt’s Impact on Human Capital, Long-Run Finances

August 11, 2020

Via: Inside Higher Ed

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Increased student loan availability raises student debt levels, but also improves degree completion, earnings later in life and student loan repayment, a new working paper found, while having no effect on homeownership or other types of debt.

Rapidly increasing student debt levels is a hot topic of concern for policymakers. And some previous research has found long-term financial impacts from increased student loan burdens, including a correlation with a decreased likelihood of owning a home.

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